home warranty insurance for rental property

what does home warranty insurance cost only for big ticket items. Furnace/Air, Fridge, and leave the rest uninsured. I've used their service several times for furnace/central air problems and they always show up the same day or next day and have always fixed the issue with no service charge. In my old house, they replaced the circuit board on the HVAC unit twice in a year for no charge. Of course it would only die on the coldest day of the year. and they'd still come out and fix it same day.

They stated they were waiting on a diagnosis from the contractor before they could move forward.

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